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MERCHANT ADVANCE

Whatever you need it for, we are here to help.

 

Everyone needs TLC

Merchant Advance

Lending made simple

Discover a new way to finance your business. Introducing the merchant advance business loan.

The merchant advance business loan is designed to provide much-needed working capital to small business owners no matter their credit score.

Ready Now?

Fill in our online application form, and start your journey today.  It takes just 5 minutes to fill in.  We’ll review your application and get back to you as quickly as possible.

From £3,500 to £500,000+

Loans are available from between £3,500 and £500,000+ for any need.

The finance from a merchant advance is different to a traditional business loan, in that the payment is deducted from your daily takings through the card machine before receipts are credited to your account.

Repay via card takings

Re-Payments are taken via an agreed % of your customer credit and debit card takings

Thus perfectly mirroring your business’ cash flow. This means that you pay back less when takings are low helping with cashflow.

No fixed repayments

There is no fixed repayment amount.

A merchant cash advance is a short-term funding product. The time it takes for you to pay it back is based on your business performance from your credit or debit card payments. When sales are slow, you pay back less, and in good times you pay back faster.

Flexible and scalable finance

Usually repayments are made as a percentage of revenue — so they go up and down proportionally with your business’s income. That means when things are going well, you pay more back each month, but if the business is going through a lean period, you’ll pay a smaller amount. It’s a good arrangement for many companies, because unlike fixed payment finance, you can have more reassurance that you’ll be able to make payments if you hit a bump in the road.

The amount you pay back is an affordable percentage of your daily card takings. You repay at the pace your business grows. And if business is a bit slow, your repayments are reduced automatically.

Flexible funding on your terms

Unlike traditional bank loans, with our merchant cash advance you can enjoy complete flexibility. There are no hidden fees or repayment deadlines. You only repay when you get paid.

The amount you pay back is an affordable percentage of your daily card takings. You repay at the pace your business grows. And if business is a bit slow, your repayments are reduced automatically.

“Whatever your financial needs may be, everyone can benefit from TLC”